GoFundMe Fees & Net Payout Calculator

This GoFundMe fees calculator helps you see how much of your donations are lost to payment processing fees and how much actually lands in your bank account. It also shows the minimum amount you need to raise if you have a specific target net payout in mind. It’s built for organizers, beneficiaries, and teams who want to keep donors informed and avoid surprise shortfalls once withdrawals hit.

1. Enter either your campaign total, target net, or both

Start by adding the total raised in the “Campaign total / donation” box. This can be your current amount raised, a projected goal, or a single donation amount you want to analyze. The calculator estimates GoFundMe fees and shows the net payout in USD after those fees.

If you already know how much you need to receive (for example, a hospital bill or tuition balance), fill in the “You want to receive” box. The tool then solves for the minimum campaign total you must raise so that this amount is left after fees.

2. Keep the default GoFundMe rate or plug in your own

GoFundMe typically charges a payment processing fee on each donation, such as 2.9% + $0.30 per donation in many regions. If you want a quick estimate, you can leave the defaults as-is. For more accuracy, check GoFundMe’s pricing page or help center for your country and adjust the percentage and fixed fee fields to match the current rates for your campaign type.

3. Understand that fixed fees are per donation

The fixed fee is technically charged on each individual donation, not on the campaign total as a single lump sum. For a quick high-level estimate on a campaign total, you can either:

• treat the fixed fee as a rough “average per donation” and multiply by your expected number of donors, or
• adjust the fixed fee field to reflect your blended effective fixed cost across all donations.

If you just want to sanity-check how much fees take out of a single $50 or $100 donation, use that donation amount in the campaign total box.

4. Read the breakdown to see fees and net payout clearly

After you click Calculate, the summary box shows a headline number — either your net payout on the amount entered or the required campaign total to reach your target net. Under that you’ll see:

• total raised or required campaign total,
• estimated GoFundMe fees in dollars,
• net to you after fees, and
• the effective fee rate as a percentage of donations.

This makes it much easier to explain to donors why you might set your fundraiser goal slightly above the bare minimum you need, or why you ask large donors to consider covering transaction costs.

5. Use it for planning, transparency, and “what if” checks

Use this calculator when you set your GoFundMe goal, update supporters, or compare GoFundMe against other platforms. Try a few what-if scenarios: change the fee percentage, tweak the fixed fee, or bump your target net payout and see how much more you need to raise. The Copy summary button gives you a clean, text-only breakdown you can paste into donor updates, spreadsheets, or planning docs.

Remember that this tool focuses on processing fees only. It does not include optional donor tips, currency conversion, bank charges, taxes, or the impact of failed or refunded donations. Always confirm your final numbers in the GoFundMe dashboard before making binding promises or financial commitments.

This calculator models GoFundMe transaction costs as a combination of a percentage fee and a fixed fee per donation. Let G be the amount you raise in USD (or the donation amount you want to analyze), r be the percentage fee as a decimal (for example 0.029 for 2.9%), and f be the fixed fee in USD (for example 0.30).

For a single donation, the total GoFundMe processing fee is:

GoFundMe fees = G × r + f

The net amount you receive after fees is:

Net payout = G − (G × r + f)

When you enter a target net amount instead, the calculator rearranges the equation to solve for the amount that needs to be raised so that your target is left after fees. If N is the net you want to receive in USD, the minimum amount you must raise is:

Required total = (N + f) ÷ (1 − r)

The effective fee rate in the results is simply GoFundMe fees ÷ amount raised, expressed as a percentage. That lets you compare GoFundMe’s actual impact on your fundraiser to other crowdfunding platforms or direct donation options.

If you’re modeling a whole campaign with many donors, you can think of f as an “effective fixed fee per donation” multiplied by your expected number of donations. That won’t be perfect for every fundraiser, but it gives a fast, transparent estimate that’s close enough for planning, setting realistic goals, and explaining fee impacts to supporters.

• GoFundMe pricing and fees – Official overview of GoFundMe transaction fees and examples by country.
• Learn about fees (GoFundMe Help Center) – Detailed breakdown of transaction fees, examples, and regional differences.
• GoFundMe fees: common questions – Blog article explaining how GoFundMe’s no-platform-fee model and transaction fees work.