OnlyFans Payout Calculator

Estimate OnlyFans fees and net earnings in USD

Step 1 · Enter your OnlyFans earnings
Step 2 · OnlyFans fee settings
OnlyFans payout summary
Enter amounts · USD only

Add your OnlyFans earnings and optional target net to see fees and payout in USD.

Assumptions: Combined OnlyFans fee model using one % plus an optional fixed payout fee. “Gross earnings” includes subs, tips, PPV, and bundles before OnlyFans takes its cut. OnlyFans fees (in this tool) = Gross earnings × fee % + fixed payout fee. Net payout = Gross earnings − OnlyFans fees. Target mode solves for the minimum gross earnings needed to hit your desired net in USD. Defaults (20% + $0.00) mirror the common OnlyFans 80/20 split; adjust if your arrangement differs. Does not include agency commission, taxes, chargebacks, currency conversion, or bank fees.
Updated: November 21, 2025

OnlyFans payout calculator FAQs

What fees does this OnlyFans calculator include?

The calculator models the OnlyFans platform fee as a single percentage plus an optional extra payout fee. You choose the fee % (20% by default) and any fixed deduction per payout, and the tool estimates total fees and your net in USD.

What percentage does OnlyFans usually take?

Most creators see an OnlyFans fee of around 20% across subscriptions, tips, and pay-per-view sales, leaving roughly 80% for the creator. This tool starts at 20.0%, but you can change the percentage if your arrangement is different or you want to test scenarios.

How should I use the “Other payout fees” field?

Use “Other payout fees” for any extra cost per withdrawal or payout you want to model — for example, a flat bank fee or processor charge. If you don’t have any, leave it at 0.00 and the calculator will only apply the platform percentage.

Does this calculator include agency cuts or taxes?

No. To stay simple, the tool only covers OnlyFans platform-style fees plus a fixed payout fee. Agency commission, management splits, income tax, and self-employment tax are not included and should be handled in your own budgeting or in a separate profit/tax calculator.

Is this an official OnlyFans earnings tool?

No. This is an independent payout estimator built for planning. Official fees, payout timing, and tax documents always come from your OnlyFans account and payment provider. Double-check important decisions against those official numbers.

How to use this OnlyFans payout calculator

This OnlyFans payout calculator is built to show what really lands in your bank after the platform takes its cut. Instead of guessing off the top of your head, you can plug in earnings, apply the standard 20% fee (or any rate you need), and see a clean breakdown of gross earnings, fees, net payout, and effective fee percentage.

1. Start with your gross OnlyFans earnings

In the first box, enter your gross earnings in USD — the total amount your fans pay in subscriptions, tips, and pay-per-view before OnlyFans takes its share. You can use a single day, a week, a month, or a custom period. The calculator uses this as the base to estimate platform fees and your payout.

2. Add a target net if you have an income goal

If you’re planning or manifesting a specific income goal, fill in “You want to receive after fees”. This tells the calculator to work backward from your desired net and show the minimum gross earnings required to get there once platform fees are removed. It’s a simple way to see whether your current subs and averages can support your target.

3. Match the fee settings to your reality

By default, the tool assumes a 20% OnlyFans fee and no extra payout cost. If you have different conditions — for example, extra processing charges or a custom deal — change the percentage and add any other payout fee you want to model. Everything is recalculated instantly when you hit Calculate.

4. Read the breakdown to understand what you keep

The results card highlights a headline number: either your net payout on the earnings you entered or the required gross earnings to hit your target net. Under that, the breakdown shows gross earnings, total platform fees, net to you, and the effective fee rate. Seeing that fee percentage can help you compare OnlyFans against other creator platforms and agency deals.

5. Use the summary to plan pricing and content strategy

Run quick “what if” tests: change your gross earnings, increase tips, or tweak the fee % to see how it affects your take-home pay. The Copy summary button gives you a neat text block with all the numbers, ready to paste into a notes app, spreadsheet, or planning doc while you test subscription prices and content ideas.

Remember that this calculator focuses on platform-style fees only. It doesn’t handle taxes, agencies, promotions, or living costs. Treat it as one part of your toolkit for understanding OnlyFans income, then layer it with your own tax planning and budgeting so you always know what your content really earns you after everyone else takes their share.

How the OnlyFans payout math works

The OnlyFans payout calculator uses a simple percentage fee + fixed fee model. Let G be your gross OnlyFans earnings in USD for a period (what fans pay in total), r be the platform fee as a decimal (for example 0.20 for 20%), and f be any extra fixed payout fee in USD.

The total fee in this model is:

OnlyFans fees = G × r + f

Your net payout after fees is:

Net payout = G − (G × r + f)

When you enter a target net payout instead of (or as well as) gross earnings, the calculator rearranges the same equation to solve for the gross you need. If N is your target net in USD, the minimum gross earnings to hit that net after fees is:

Required gross earnings = (N + f) ÷ (1 − r)

Finally, the effective fee rate shown in the results is:

Effective fee % = OnlyFans fees ÷ gross earnings × 100

All calculations are rounded to two decimal places and shown in USD. They’re meant as planning estimates based on your inputs, not official accounting or tax advice.

References and further reading