Cash App Business Fee Calculator

This Cash App Business fee calculator helps you see how much Cash App keeps in business processing fees and how much you actually receive on each USD payment. It also shows the minimum amount you should charge if you want to hit a specific net payout after fees. It’s designed for small businesses, freelancers, side hustles, and local sellers taking goods and services payments through Cash App.

1. Enter either the payment amount, the target net, or both

Start by adding the payment amount in USD in the “Customer pays” box. This is the total your customer sends to your Cash App Business account. The calculator estimates the Cash App fees and shows the net payout in USD after those charges. If you already know how much you need to clear, use the “You want to receive” box and the tool will calculate the minimum charge-to-net amount.

2. Use the default Cash App fee or plug in your exact rate

The fee section uses a percentage fee plus fixed fee model. The defaults are 2.6% and $0.15 as a simple example of a Cash App Business processing fee. If your account or pricing is different, overwrite the percentage and fixed fee fields with your own numbers and run the calculation again so the results match your statement.

3. Read the breakdown to see total fee dollars and fee %

The results card shows a headline number — either your net payout on the payment you entered or the minimum amount to charge to reach your target net. Below that, the breakdown lists: customer pays, total Cash App fees in USD, net to you, and the effective fee percentage for the payment. This makes it easy to see how much margin you lose to processing fees on small tickets, subscriptions, or higher-ticket invoices.

4. Use it for pricing, offers, and quick margin checks

Use this Cash App Business fee calculator when you set prices, design offers, or compare Cash App against Stripe, PayPal, or Venmo. Try a few “what if” scenarios: raise or lower your price, change the fee %, or increase your target net to see how that impacts your margin. The Copy summary button gives you a clean text breakdown you can paste into email, a client message, or a planning spreadsheet.

Remember that this tool focuses on business processing fees only. It does not consider instant transfer fees, disputed payments, refunds, or tax obligations. Always confirm final costs in your Cash App Business reports and bank statements, and talk with an accountant when you make bigger pricing or tax decisions.

This calculator models Cash App Business as a combination of a percentage processing fee and a fixed fee per payment. Let G be the payment amount in USD, r be the percentage fee as a decimal (for example 0.026 for 2.6%), and f be the fixed fee in USD (for example 0.15).

The total Cash App Business processing fee on a single payment is:

Cash App fees = G × r + f

The amount you receive after those fees is:

Net payout = G − (G × r + f)

When you enter a target net amount instead, the calculator rearranges the equation to solve for the payment total. If N is the net you want to receive in USD, the minimum amount you must charge so that N is left after Cash App fees is:

Required charge = (N + f) ÷ (1 − r)

The effective fee rate shown in the results is simply Cash App fees ÷ payment amount expressed as a percentage. That gives you a clear way to compare Cash App Business to other processors or see how fees scale as ticket size changes.

• Cash App Business fees – Official help article outlining standard processing fees for Cash App Business payments.
• Create a Cash App Business account – Step-by-step guide to setting up a Cash App Business profile and accepting customer payments.