Venmo Business Fee Calculator

This Venmo Business fee calculator helps you see how much Venmo takes in seller fees and how much you actually receive on each USD payment. It also shows the minimum amount you should charge if you want to hit a specific net payout after those fees. It’s built for small businesses, freelancers, and local sellers who accept goods and services payments through a Venmo business profile.

1. Enter either the payment amount, the target net, or both

Start by adding the payment amount in USD in the “Customer pays” box. This is the total your customer sends to your business profile for goods or services. The calculator estimates the Venmo Business fees and shows the net payout in USD after those fees. If you already know how much you need to clear, use the “You want to receive” box and the tool will calculate the minimum charge to net that amount.

2. Use the default Venmo fee or adjust for your account

The fee section uses a percentage fee plus fixed fee model. The defaults are 1.9% and $0.10 as a simple example of a Venmo Business seller fee on eligible payments. If your account uses different pricing, or you want to stress test higher costs, overwrite the percentage and fixed fee fields and run the calculation again so the output matches your situation.

3. Read the breakdown to see total fee dollars and fee %

The results card shows a headline number — either your net payout on the payment entered or the minimum amount to charge to reach your target net. Under that, the breakdown lists: customer pays, total Venmo fees in USD, net to you, and the effective fee rate as a percentage of the payment. That makes it easy to see how much margin you lose to fees on small tickets, subscriptions, or higher-ticket invoices.

4. Use it for pricing, offers, and quick “what if” checks

Use this Venmo Business fee calculator when you design new offers, decide whether to add a surcharge, or compare Venmo against other processors like Stripe, PayPal, or Square. Try a few “what if” runs: raise or lower your price, change the fee %, or bump up your target net to see how it affects margins. The Copy summary button gives you a clean text breakdown you can paste into email, client messages, or a planning spreadsheet.

Keep in mind that this tool focuses on seller transaction fees only. It does not include instant transfer fees, refunds, chargebacks, or tax obligations. Always confirm final numbers in your Venmo Business and bank statements, and talk with an accountant when you make bigger pricing or tax decisions.

This calculator models Venmo Business as a combination of a percentage seller fee and a fixed fee per payment. Let G be the payment amount in USD, r be the percentage fee as a decimal (for example 0.019 for 1.9%), and f be the fixed fee in USD (for example 0.10).

The total Venmo Business seller fee on a single payment is:

Venmo fees = G × r + f

The amount you receive after those fees is:

Net payout = G − (G × r + f)

When you enter a target net amount instead, the calculator rearranges the equation to solve for the payment total. If N is the net you want to receive in USD, the minimum amount you must charge so that N is left after Venmo fees is:

Required charge = (N + f) ÷ (1 − r)

The effective fee rate shown in the results is simply Venmo fees ÷ payment amount expressed as a percentage. That makes it easier to compare Venmo Business to other processors or to see how fees scale at different price points.

• Venmo Business profile transaction fees – Official help article describing standard seller fees for Venmo business profiles and tap-to-pay transactions.
• Venmo: Our fees – Overview of Venmo’s consumer and business fees, including seller transaction fees and transfer options.