Gumroad Fee Calculator

Estimate Gumroad fees and creator payout in USD

Step 1 · Enter your Gumroad sales
Step 2 · Gumroad fee settings
Gumroad payout summary
Enter amounts · USD only

Add your Gumroad sales and optional net goal to see modeled fees, net payout, and effective fee % in USD.

Assumptions: Gumroad is modeled with one combined % fee plus an optional fixed payout fee. “Gross revenue” includes digital products, memberships, and physical items before fees. Modeled fees = Gross Gumroad revenue × fee % + fixed payout fee. Net payout = Gross Gumroad revenue − modeled fees. Target mode solves for the minimum gross needed to hit your chosen net in USD. Defaults (~14% + $0.00) loosely reflect Gumroad’s 10% + per-transaction pricing plus typical card fees for direct sales; raise the % if you rely heavily on Discover or boosted exposure. Does not include tax, refunds, currency conversion spreads, or wider creator business costs.
Updated: November 22, 2025

Gumroad fee calculator FAQs

What fees does this Gumroad fee calculator include?

This Gumroad fee calculator combines your Gumroad platform cut with payment processing fees into a single percentage, plus an optional fixed payout fee in USD. From that, it estimates total fees and your net payout based on the gross revenue you enter.

How should I set the Gumroad + payment fee %?

Gumroad typically charges around 10% on direct profile sales, with higher percentages on Discover marketplace sales, plus card processing fees charged by Stripe or similar providers. Use your recent payout reports to estimate a blended % for your account, then plug that into the Gumroad + payment fee (%) box.

Does this calculator work for both digital and physical products?

Yes. Treat “gross Gumroad revenue” as the total amount customers pay before fees, whether that’s digital downloads, courses, memberships, or shipped merch. Just make sure everything you enter is in USD so the Gumroad fee math stays consistent with your dashboard.

Does this include Gumroad Discover and boosted promotions?

Not automatically. Discover and boosted placements can carry higher effective fees. If a big share of your sales comes from Discover, increase the Gumroad + payment fee (%) input until the effective rate in the results roughly matches what you see on your payout statements.

Is this an official Gumroad fees calculator?

No. This is an independent estimation tool for creators who want a quick Gumroad payout calculator. Always rely on your Gumroad payouts dashboard, exports, and accountant for your final financial and tax records.

How to use this Gumroad fee calculator

This Gumroad fee calculator is designed for creators who want a clear view of what they actually keep after Gumroad fees and payment processing. Instead of reverse-engineering every payout CSV, you can plug in your revenue and fee assumptions to see gross sales, modeled fees, net payout, and the effective fee percentage in one place.

1. Enter your gross Gumroad revenue in USD

Start by entering your gross Gumroad revenue for a month, launch, or other period. Include digital products, subscriptions, and any physical product sales processed through Gumroad. The key is that it’s the full customer-paid amount before fees are taken out.

2. Add a net payout goal if you’re planning income

If you have a target take-home amount, use the “You want to receive after fees” field. The calculator flips the math and tells you the minimum gross revenue you need so that, after Gumroad and payment fees, you still hit that net income goal for the period you’re modeling.

3. Tune the fee % to your actual Gumroad mix

Use the Gumroad + payment fee (%) box for your combined platform and processing rate. Direct sales from your profile or product links will generally be closer to Gumroad’s standard 10% plus card fees, while Discover marketplace sales can push the effective percentage higher. Add any recurring payout or banking cost into Other payout fees (USD) for a more realistic picture.

4. Read the payout summary to see what you keep

After you hit Calculate, the results highlight one main number: either your net Gumroad payout on the gross you entered, or the required gross needed to reach your target net. A breakdown underneath shows gross revenue, modeled fees, and the effective fee percentage so you can quickly judge if your pricing and discount strategy make sense.

5. Copy the summary for pricing and platform comparisons

Use the Copy summary button to paste a text breakdown into your notes, spreadsheet, or planning doc. Test different fee assumptions, sale volumes, and net income targets. You can also compare your Gumroad take-home with selling on app stores, marketplaces, or your own Stripe checkout.

Remember that this tool focuses on Gumroad-style transaction and payout fees, not your entire profit picture. You’ll still want to layer in product costs, ad spend, software, and taxes when you’re modeling full margins for your digital or physical catalog.

How the Gumroad fee and payout math works

Behind the scenes, this Gumroad fee calculator uses a simple model: a percentage fee plus an optional fixed payout fee per period. Let G be your gross Gumroad revenue in USD, r the combined Gumroad and payment fee rate as a decimal (for example 0.14 for 14%), and f any fixed payout fee you include.

Total modeled fees are:

Gumroad fees = G × r + f

Your net payout after these fees is:

Net payout = G − (G × r + f)

When you enter a target net payout, the calculator rearranges the equation to find the gross revenue required. If N is your desired net in USD, then:

Required gross revenue = (N + f) ÷ (1 − r)

The effective fee percentage shown is:

Effective fee % = modeled fees ÷ gross revenue × 100

All outputs are estimates in USD, rounded to two decimal places, and meant for planning only — Gumroad pricing, Discover share, processor fees, and exchange rates can change, so always confirm final numbers in your Gumroad payouts dashboard.

References and further reading