Shopify Transaction Fee Calculator
Estimate Shopify transaction fees and net per order
Shopify transaction fee calculator FAQs
What Shopify fees does this calculator include?
This tool focuses on per-order transaction fees: the percentage and fixed amount charged by Shopify Payments or your payment gateway. You enter one blended % plus a flat fee per order, and the calculator estimates total fees and net payout in USD.
How do I set the fee % for my plan?
Check your Shopify plan pricing or payment provider docs. Take the card fee % for your country (for example 2.9% or 2.6%) and add any extra % Shopify charges for third-party gateways. Enter that combined figure in the “Shopify + gateway fee (%)” field.
What should I put in the fixed fee field?
Most payment processors charge a small fixed fee per order (for example $0.30 per card transaction). Put that amount in the fixed fee box. If your gateway doesn’t charge a fixed fee, leave it at 0.00.
Does this include my monthly Shopify subscription and app costs?
No. This calculator only models order-level transaction fees. Your monthly Shopify plan, apps, shipping labels, and other overhead are not included. You can divide those costs by your average order count and treat them separately in a profit margin calculator.
Can I use this to compare Shopify Payments vs a third-party gateway?
Yes. Run the same order total with different fee % and fixed fees to compare Shopify Payments versus other gateways. Looking at net payout and effective fee % per order makes it easier to decide which setup is better at your current volume and AOV.
How to use this Shopify transaction fee calculator
This Shopify transaction fee calculator helps you see how much of each order goes to payment processing and how much you actually keep. It’s designed for Shopify merchants who want quick, order-level clarity when testing prices, choosing gateways, or planning margins by plan.
1. Enter the order total the customer pays
Start with the order total in USD that runs through your payment provider. In most cases that’s product subtotal plus shipping, before tax. The calculator treats this as the base amount and estimates transaction fees and net payout once you click Calculate.
2. Add a target net if you have a margin goal
If you know how much you need to keep per order after fees, use the “You want to receive after fees” field. This can represent your target revenue after card fees but before product cost and shipping. The tool then solves for the minimum order total needed to reach that net, plus the fees and effective fee % at that level.
3. Match the fee settings to your real setup
Shopify fees vary by plan, country, and payment gateway. To approximate your real world:
- Use the card fee % from your plan or payment provider.
- Add any extra % Shopify charges for using a third-party gateway.
- Enter your processor’s fixed fee per charge (for example $0.30).
You can quickly switch between Basic, Shopify, and Advanced plan fee structures by editing the percentage and fixed fee fields.
4. Read the breakdown and check order-level economics
The result highlights a headline number — either your net payout per order on the total you entered or the required order total to hit your target net. Under that, the breakdown shows order total, total transaction fees, net to you, and the effective fee rate as a percentage. That gives you a quick sense of how much room you have left for COGS, shipping, ads, and overhead.
5. Use scenarios to compare gateways and pricing
Run the calculator with different combinations of AOV, fee %, and fixed fee. Compare your current gateway against Shopify Payments, or test how upgrading plans might change cost per order. The Copy summary button creates a clean text breakdown you can paste into spreadsheets, planning docs, or messages to your team.
Remember this is an unofficial estimator. It does not include refunds, chargebacks, taxes, subscription costs, shipping labels, or app fees. Always double-check actual transaction fees inside your Shopify admin or processor dashboard before making bigger pricing or platform decisions.
How the Shopify transaction fee math works
This calculator models Shopify transaction costs using a percentage fee and a fixed fee per order. Let G be the order total in USD that runs through your payment provider, r be the combined fee percentage as a decimal (for example 0.029 for 2.9%), and f be the fixed fee in USD (for example 0.30).
The total transaction fee on one order is:
Transaction fees = G × r + f
Your payout after those fees is:
Net payout = G − (G × r + f)
When you enter a target net payout instead, the calculator solves for the order total required to leave that amount after fees. If N is your target net in USD, the minimum order total is:
Required order total = (N + f) ÷ (1 − r)
The effective fee rate shown in the results is simply:
Effective fee % = Transaction fees ÷ order total × 100
That gives you an apples-to-apples way to compare different plans, gateways, and price points and see how much of each order goes to processing before your own costs.
References and further reading
- Shopify pricing and plan overview – Official breakdown of Shopify plans, payment rates, and added fees for external gateways.
- Shopify Help: Shopify Payments pricing – Details on card fees, fixed charges per transaction, and how they vary by country and plan.